2025 Medicare Costs

Learn how 2025 Medicare changes could affect your coverage and costs. Review the informational guides and articles below.

Average cost of Medicare Part A

If you or your spouse worked and paid Medicare taxes for the equivalent of 10 years (40 quarters), you qualify for premium-free Medicare Part A.

If you paid Medicare taxes for only 30-39 quarters, your 2025 Part A premium will be $285 per month. If you paid Medicare taxes for fewer than 30 quarters, your premium will be $518 per month.

Average cost of Medicare part B

The standard monthly premium for Medicare Part B is $185 per month in 2025.

Some Medicare beneficiaries may pay more or less per month for their Part B coverage. The Part B premium is based on your reported income from two years ago (2023).

Average cost of Medicare Part C

In 2025, the nationwide average monthly premium for a Medicare Part C (Medicare Advantage) plan is $11.02 per month.¹

Average cost of Medicare Part C (Medicare Advantage) by state and county

Average cost of Medicare Part D

The average 2025 Part D plan premium is $46.50 per month.²

Average cost of Medicare Part D

Medicare Supplement (Medigap) Costs

In 2025, the average Medicare Supplement (also called Medigap) plan premium was $150.51 per month.³ But the average cost of each type of Medigap plan can vary quite a bit from one plan type to another.

The average premium a Medicare Supplement Insurance (also called Medigap) plan can vary based on factors such as where you live, your age, your health status and more.

Average cost of Medicare Supplement Plans

Medicare Cost Articles

Medicare Late Enrollment Penalties

If you don’t sign up for Medicare when you first become eligible, you may face a late enrollment penalty. Learn how much these penalties are and how you can avoid them.

The Medicare-Approved Amount Explained

The Medicare-approved amount is the total payment that Medicare has agreed to pay a health care provider for a service or item. Learn more your potential Medicare costs.

Coinsurance: Medicare Cost-Sharing and How It Works

Medicare coinsurance is the portion of a medical bill that a Medicare beneficiary is responsible for paying. Learn more how coinsurance works.

Did My Medicare Part B Premium Increase This Year?

The standard Part B premium in SiteVar:PlanYear is SiteVar:PartBpremium. Medicare Part B costs typically go up each year. Learn more about how your income could affect your premiums and why Part B...

What Are Medicare Quarters and How Do They Affect My Coverage?

You typically need to have worked and paid Medicare taxes for 40 quarters – equal to 10 years ¬– to qualify for premium-free Medicare Part A (hospital insurance). Learn more about your coverage opt...

Medicare Limits: Coverage, Eligibility, Costs and More

There are some limits on Medicare coverage, enrollment, eligibility and more. Here are certain types of Medicare limits every beneficiary should be aware of.

How Much Is the Medicare Tax Rate in 2024?

The 2024 Medicare tax rate is 2.9%. You’re typically responsible for paying half of this amount (1.45%), and your employer is responsible for the other half. Learn more.

Medicare Extra Help, Medicare Savings Programs, Medicaid and PACE

You may qualify for certain government and private programs that offer help paying for some of the out-of-pocket costs associated with Medicare. Take a look at some of these programs and find out i...

How Are Your Medicare Costs Calculated?

Some Medicare premiums are calculated based on your income, such as Medicare Part B and Medicare prescription drug coverage premiums. Learn about other Medicare costs and how they are calculated.

What Are Medicare Reimbursement Rates?

Medicare reimburses health care providers for services and devices they provide to beneficiaries. Learn more about Medicare reimbursement rates and how they may affect you.